Takes 10 minutes

Know your zakat
with certainty

Modern portfolios make zakat complex. We trace every investment to its balance sheet so you don’t have to.

Real questions people ask

Every one of these has a precise answer — backed by scholarship and real financial data.

Do I owe zakat on my 401(k)?
Is crypto like cash or stocks?
Does mortgage offset my zakat?
What about gold jewelry I don't wear?
How should I account for RSUs?
What about my company's ESPP?
Do I owe zakat on real estate?
Should I include my HSA?
How do I treat Target Date Funds?

Not all wealth is the same

Zakat applies to idle wealth — not the assets actively at work. Most investments contain both.

Idle CapitalZakatable
  • Cash in the bank
  • Crypto in a wallet
  • Money owed to you
  • Gold sitting in a safe
Productive CapitalExempt
  • Shop equipment
  • Rental property
  • Business machinery
  • Your home

Same portfolio, different zakat

Watch how the same $100K flows differently depending on what you hold and how you classify it. The colored flows are zakatable — the rest is exempt.

We trace every holding

For every stock you enter, we pull the company’s financial filings and compute the zakatable ratio from its actual balance sheet.

Live ticker scan

QQQ
5%
VTSAX
12.9%
VFIFX
25.5%
VTINX
74%
SCHD
17.4%

SEC filings. Real balance sheets. Not estimates.

Built for everything you own

Enter each account separately — with its own holdings, its own owner, its own analysis.

Retirement Accounts

Zakat is about ownership, not access.

We trace through your funds to every company inside — even funds of funds.

Stock Portfolios

A tech company's ratio looks nothing like a manufacturer's.

We compute each one from SEC balance sheets.

Gold, Silver & Crypto

18-karat and 24-karat aren't the same.

Real market prices for the exact date you choose. Purity-adjusted. School of thought applied.

Household & Ownership

Zakat is personal — even when accounts are shared.

Assign assets to family members to calculate individual obligations. Perfect for teaching kids about zakat.

Equity Compensation

Before vesting, an RSU is a promise — not property.

Options? Zakatable on the spread. Pre-IPO startup? Enter the balance sheet — we'll calculate your share.

Sukuk & Islamic Funds

A halal label doesn't tell you what's zakatable.

We look inside each sukuk to separate receivables from real assets — because the structure changes the ruling.

Real data and scholarly rigor

Real methodology encoded as real software. Every ruling sourced, every ratio verified.

Scholar Reviewed

Methodology reviewed by Shaykh Umer Khan. Four schools of thought supported.

SEC Filing Data

Every stock ratio derived from real regulatory balance sheets — not estimates or proxies. Halal screening included.

Fully Transparent

Every formula documented. Every ruling sourced. Read our methodology.

7,500+

Assets screened

170+

Funds analyzed

30+

Countries

97%

S&P 1200

Coverage grows automatically — every new ticker lookup feeds the discovery engine.

Your zakat, with full clarity

10 minutes. No account needed. Your data never leaves your browser.

Calculate My Zakat